Did you have a COVID gap year? I did. Accounts have been all “out out” this year and not in a good way, but not excessive in the throws of the corporate vision. I can’t do any services for clients who can’t resist fraud scams as there is talk that the government is pondering that service providers might be levied to assist banks with their fraud losses. Unfortunately due to the nature of scam design probing and thought ending “… but that’s just defrauding the tech company.”, it will not be possible to fund the “fraudy” habits of customers unable to use product or service.